The one-line difference
Copilot optimizes for keystrokes. Claude Code optimizes for tasks. Copilot is fastest when you already know the shape of the code and want it typed for you. Claude Code is fastest when the work spans files, needs repo context, and ends in a diff you review like a pull request from a junior engineer.
That difference is not a preference. It changes how you review, how you budget, and what can break in production.